South Tangerang, August 18, 2026 – PT Bank KB Bukopin Syariah (KB Bank Syariah) has reaffirmed its commitment to supporting educational development and community empowerment by holding a ceremony to hand over funds and benefits from the Cash Waqf Linked Deposit (CWLD) Series 004. These funds are designated for a salary subsidy program benefiting teachers at Aisyiyah Kindergarten/Playgroup (KB/TK) and PKBM Surya Bangsa.

The event also featured the groundbreaking ceremony for the construction of the Aisyiyah Pondok Cabe Ilir Kindergarten/Playgroup school building, an initiative aimed at upgrading educational facilities and infrastructure while creating a more conducive learning environment for students.

Through CWLD Series 004, the returns generated from productive *waqf* (endowment) funds are channeled to subsidize the salaries of teachers at Aisyiyah Kindergarten/Playgroup and PKBM Surya Bangsa. This program exemplifies a collaborative effort to optimize Sharia financial instruments for delivering sustainable benefits—not only in economic terms but also by enhancing the welfare of educators and the quality of education.

The implementation of this program reflects KB Bank Syariah’s commitment to fostering a productive *waqf* ecosystem through its Cash Waqf Linked Deposit (CWLD) product. Under this scheme, funds are placed in Sharia banking instruments, and the resulting returns are used to finance designated social programs, while the principal capital continues to be managed in accordance with Sharia principles and applicable regulations.

Business Director Santi Aji Yuniasih stated that CWLD represents an innovation in Sharia social finance capable of linking banking activities with social interests and community development.

"Through CWLD Series 004, we aim to deliver tangible and sustainable benefits to the community, particularly within the education sector. We hope that supporting teacher welfare and developing educational facilities will contribute to our collective efforts to enhance human capital quality and prepare a better generation for the future," said Santi.

The series of events also included the groundbreaking ceremony for the construction of the Aisyiyah Pondok Cabe Ilir Kindergarten/Playgroup school building. The construction of the building is expected to support increased capacity and improved quality in teaching and learning activities, while providing more comfortable and adequate educational facilities for both teachers and students.

This program also demonstrates that *waqf* (endowment) instruments can be developed productively to generate measurable social impact. Collaboration among the Sharia banking industry, *waqf* institutions, educational bodies, and various stakeholders plays a crucial role in expanding the economic and financial benefits of Sharia principles within the community.

Moving forward, KB Bank Syariah remains committed to fostering innovation in Sharia financial products and services—including the optimization of productive *waqf* instruments—to support social programs that deliver sustainable benefits to society.

Driven by the spirit of "Liberating Dreams, Igniting the Future," KB Bank Syariah hopes that the distribution of benefits from CWLD Series 004 and the construction of the Aisyiyah Pondok Cabe Ilir Preschool/Kindergarten building will serve as tangible steps toward supporting the well-being of educators, enhancing the quality of educational facilities, and creating broader opportunities for the next generation to achieve a brighter future.