Surabaya - PT Bank KB Bukopin Syariah (KB Bank Syariah) and the Hajj Financial Management Agency (BPKH) held a Hajj seminar titled "Financial & Spiritual Planning Towards an Accepted Hajj" in Surabaya on Thursday (September 25, 2025).
The event was attended by approximately 100 participants, including representatives from Islamic boarding schools (KBIH), Islamic boarding schools (pesantren), religious study groups (Majelis Taklim), Muhammadiyah charitable organizations, and KB Bank Syariah customers.
Adil Syahputra, KB Bank Syariah's Operations Director, stated, "This seminar is KB Bank Syariah's effort to educate the public about the urgency of making an initial Hajj deposit." He noted that many people are still unaware of the benefits of registering for Hajj early, despite the long waiting period.

"As a bank that accepts Hajj deposits, we recognize that many people still don't understand the benefits and urgency of making an initial Hajj deposit. Through our collaboration with the Hajj Fund Management Agency (BPKH), we hope this outreach will strengthen public awareness of the importance of planning for Hajj pilgrimage early, both financially and spiritually, leading to an accepted Hajj," said Adil.
The event also featured interactive sessions featuring questions and answers, experience sharing, and educational games, further strengthening participants' emotional connection to the Hajj theme. KB Bank Syariah offers iB Haji Savings with an affordable deposit of IDR 100,000 (one hundred thousand rupiah) and no administration fees. This benefit can be used by prospective Hajj pilgrims for their initial deposit. KB Bank Syariah also offers an iB Haji Muda Savings product, which allows children to start saving early to prepare for Hajj.

KB Bank Syariah also offers a gold installment program that allows prospective Hajj pilgrims to invest in gold in installments according to their financial capabilities. Gold is known as a relatively stable investment instrument and tends to increase in value over the long term. Therefore, gold installments not only help prospective pilgrims save but also offer the potential for profit from future gold price increases.
Furthermore, the gold that has been paid for in installments can be resold or used as a source of funds when the time comes to pay off the Hajj costs. This provides flexibility for prospective pilgrims in preparing additional costs beyond the initial Hajj deposit.
"KB Bank Syariah will continue to support the BPKH's efforts to broaden public understanding regarding Hajj fund management. We will also continue to innovate by providing Islamic banking products and services that can facilitate Muslims in fulfilling the fifth pillar of Islam," Adil emphasized.